Budgeting

• Track
  • paychecks
  • side income
• 50 30 20
  • 50%: needs - groceries, rent, transportation
  • 30%: nice to have - eating out, fun
  • 20%: savings - future purchase, retirement, emergency fund
    • emergency fund should be 3-6 months of living expenses (x needs)
      • should not be touched
    • can create different savings accounts with different savings goals, and automate contributions
• Savings accounts